Stable, scalable financing for 5+ unit apartment buildings. From small-balance to institutional, value-add to stabilized — we have programs for every multifamily strategy.
Multifamily real estate has historically delivered the strongest risk-adjusted returns of any asset class. Predictable cash flow, scalable operations, and access to non-recourse agency debt make 5+ unit properties the foundation of serious investor portfolios.
We work across the full multifamily spectrum: small-balance value-add deals (5-50 units), mid-market stabilized properties (50-200 units), and institutional acquisitions (200+ units) with agency, CMBS, and bridge debt.
24-unit apartment building, value-add play.
Match the right financing to your strategy — value-add bridge, stabilized perm, agency, or construction-to-perm.
Acquire and renovate underperforming properties. 12-36 month terms, up to 80% LTC, interest-only. Refi to perm at stabilization.
Non-recourse, fixed-rate financing for stabilized 5+ unit properties. Up to 80% LTV, 30-year amortization, best rates.
Designed for 5-30 unit properties under $7.5M. Streamlined underwriting, faster close than traditional agency.
Build new 5-200+ unit apartments with construction debt that converts to permanent agency at completion.
Larger transactions ($10M+) with flexible structures, including mezzanine, preferred equity, and bridge debt.
Pull equity from stabilized properties to fund the next acquisition. Up to 75% LTV, no seasoning required.
Low-rise garden apartment communities, 5-300+ units. The most common multifamily asset type.
Urban apartment buildings 4+ stories. Class A/B/C properties in major and secondary markets.
5-20 unit buildings — the entry point for many multifamily investors. Small-balance programs available.
Properties near universities with by-the-bed leasing. Specialized programs for student-focused assets.
Independent living and age-restricted multifamily. Agency programs available with experienced operators.
Class B/C affordable workforce housing. Often eligible for green/affordability rate discounts.
Submit T-12, rent roll, and offering memo. We analyze and provide a competitive LOI within 48 hours.
Sign LOI, pay application fee, submit borrower package. Third-party reports ordered immediately.
Appraisal, environmental, engineering, and credit underwriting run in parallel. Typically 30-45 days.
Lock the rate, finalize legal docs, and close. Most multifamily deals close within 60-75 days of LOI.
From your first 8-unit to your hundredth deal — we have the programs to fund every step of your multifamily strategy.